Which procedures does dental insurance cover?
The details will vary depending on your plan. Every policy will differ regarding which procedures are considered preventive, basic, or major. Preventative procedures are usually covered even if you haven’t paid your yearly deductible yet. Basic procedures include extractions, fillings, and gum disease treatment. Insurance policies will usually cover 80% of the costs of these. Most insurance policies only cover 50% of the cost of major procedures such as crowns, bridges, and dentures.
Does dental insurance cover cosmetic procedures?
Dental insurance does not typically cover cosmetic procedures like teeth whitening and veneers. If the purpose of the procedure is cosmetic, they are only covered if considered medically necessary. For example, if you need crowns due to severe tooth decay, this procedure may be covered, although crowns may be placed for strictly cosmetic reasons.